Building: Building E
Room: E119
Date: 2013-11-01 12:00 PM – 01:30 PM
Last modified: 2013-10-30
Abstract
Interest rates have been the major source of income for banks. In the last years, the results of banks show a growing in income from trading operations, investment and commission income. This phenomenon induces a different risk profile than that of a traditional bank, a trend that implies greater volatility of results and profitability. The aim of this paper is to radiography evolution of the revenue structure at the level of credit institutions in Romania starting with 2008 and making a comparison with the main studies related to bank earnings. The analysis shows us a “scenery” under continuous changes and can lead us to identifying the causes of recording losses at the level of Romanian banking system. The conclusions are reinforced by presentation of the evolution of revenue structure for five main Romanian banks.
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